If you needed extra money, like, yesterday, you’ve come to the right spot.
Our team has compiled a list of creative opportunities. Certainly, there’s something here that fits your needs.
This is a long list, so don’t get overwhelmed. Go ahead, you can start now, but be sure to bookmark this post so you can easily return later. We’ll keep it updated as offers change or expire.
Without further delay, here are 50 money opportunities:
Set Up Direct Deposit — Pocket $300
When you set up an eligible direct deposit with SoFi Checking and Savings (Member FDIC), they’ll put up to $300 straight into your account. No… really. Just a nice little bonus for making a smart switch.
Why switch? With SoFi, you can earn up to 3.30% APY on savings and 0.50% on checking, plus a 0.70% APY boost for your first 6 months when you set up direct deposit or keep $5K in your account. That’s up to 4.00% APY total. Way better than letting your balance chill at 0.40% APY.
There’s no fees. No gotchas. Make the move to SoFi and get paid to upgrade your finances.
Texas Driver? Cancel Your Car Insurance
You might not even realize it, but your car insurance company is probably overcharging you, especially in Texas. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
If you’re turning blue in the face waiting for a raise at work, it might be time to quit holding your breath and start speaking your mind to someone who wants to listen.
Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.
A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.
It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.
And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.
They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.
It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.
Ask This Company to Get a Big Chunk of Your Debt Forgiven
A company called National Debt Relief could convince your lenders to simply get rid of a big chunk of what you owe. No bankruptcy, no loans — you don’t even need to have good credit.
If you owe at least $15,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts will build you a monthly payment plan. As your payments add up, they negotiate with your creditors to reduce the amount you owe. You then pay off the rest in a lump sum.
On average, you could become debt-free within 24 to 48 months. It takes less than a minute to sign up and see how much debt you could get rid of.
Earn as Much as $1K/Month Doing Simple Online Tasks
Is there such a thing as easy money? If you know your way around the web, there certainly is.
That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.
Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019.
You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.
Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.
Sign up here to see how much you could earn.
Get Up to $50,000 From This Company
Need a little extra cash to pay off credit card debt, remodel your house or to buy a big purchase?
We found a company willing to help.
Here’s how it works: If your credit score is at least 620, AmONE can help you borrow up to $50,000 (no collateral needed) with fixed rates starting at 6.49% and terms from 6 to 144 months.
AmONE won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars.
Totally worth it.
Get Paid $225/Month While Watching Movie Previews
If we told you that you could get paid while watching videos on your computer, you’d probably laugh.
It’s too good to be true, right?
But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.
Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.
Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.
Stop Overpaying at Amazon
Let’s face it: you already know you’re spending too much on Amazon. How many times have you clicked ‘pay now’ only to find that exact item elsewhere for way less?
Wouldn’t it be great if someone told you when you’re about to overpay?
That’s exactly what this free service does.
Just add it to your browser for free, and before you check out, it’ll check other websites to see if your item is available for cheaper. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Here’s when you’ll get a pop-up telling you if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.
In the last year, this has saved people $800 million.
See if you’re overpaying online in just a few clicks.
Earn $1000/Month by Reviewing Games and Products You Love
Okay, real talk—everything is crazy expensive right now, and let’s be honest, we could all use a little extra cash. But who has time for a second job?
Here’s the good news. You’re already playing games on your phone to kill time, relax, or just zone out. So why not make some extra cash while you’re at it?
With KashKick, you can actually get paid to play. No weird surveys, no endless ads, just real money for playing games you’d probably be playing anyway. Some people are even making over $1,000 a month just doing this!
Oh, and here’s a little pro tip: If you wanna cash out even faster, spending $2 on an in-app purchase to skip levels can help you hit your first $50+ payout way quicker.
Once you’ve got $10, you can cash out instantly through PayPal—no waiting around, just straight-up money in your account.
Seriously, you’re already playing—might as well make some money while you’re at it. Sign up for KashKick and start earning now!
You Can Start Investing in Real Estate for Just $10
You don’t need to be a millionaire or know how to be a landlord to invest in real estate. With the Fundrise Flagship Fund, you can start with just $10 and let your money do the work for you.
So where does your $10 go? The Flagship Fund pools money from everyday investors and uses it to buy and manage real estate, things like apartment buildings or housing developments. As these properties earn money, you could receive quarterly dividends or watch your investment grow over time.
You don’t have to deal with tenants, repairs, or any of the hard stuff. The Flagship Fund takes care of it all, and you can track your progress anytime right from your phone. It only takes a few minutes to get started.
You can join the Fundrise Flagship Fund today and start building wealth with just $10.
This is a paid advertisement. Carefully consider the investment objectives, risks, charges and expenses of the Fundrise Flagship Fund before investing. This and other information can be found in the Fund’s prospectus. Read them carefully before investing.
Get Up to $1,000 in Stock with Active Invest
If you’ve been thinking about investing, now’s the time to jump in. With SoFi Active Invest, you can trade stocks and ETFs with no commissions1, no account minimums, and no confusing hoops to jump through.
Open and fund a new SoFi Active Invest account, and you could get up to $1,000 in stock². You’ll also get a 1% IRA Match on contributions and rollovers (terms apply). Whether you’re new to investing or already trading, SoFi makes it easy to get started and grow your money.
With SoFi, you can buy and sell stocks with no commissions, so you never have to pay to invest your own money. You’ll also have access to real-time investing news, personalized watchlists, and curated insights to help you make smarter decisions. You can even start with as little as $5 thanks to fractional shares, making it easier than ever to own a piece of the companies you believe in. Plus, as a SoFi member, you’ll be part of a community of investors with access to exclusive events and rate discounts on other SoFi products.
Ready to put your money to work for you? Fund your account, start trading, and see how far SoFi Active Invest can take you.
Get $300 When You Slash Your Home Internet Bill to as Little as $35/Month
There are some bills you just can’t avoid. For most of us, that includes our internet bill. But with T-Mobile, you can get high-speed, 5G home internet for as little as $35 a month.
They’ll even let you try it out for 15 days to see if you like it. If not, you’ll get your money back. You don’t even have to worry about breaking up with your current provider — T-Mobile will pay up to $750 in termination fees.
Even better? When you switch now, you’ll get $300 back via prepaid MasterCard.
Just enter your address and phone number here to see if you qualify.
Cancel Your Interest Until 2027 and Get a $300 Bonus
If your credit card balance won’t budge, it’s probably not you — it’s the interest.
The Citi Strata® Card gives you a simple way to catch your breath. You get 0% intro APR for 15 months on purchases and balance transfers (18.49% – 28.49% Variable after into, based on credit worthiness), which means more than a year where your payments actually do something instead of getting swallowed by interest. Just keep in mind there’s a 3% balance transfer fee in the first four months (then 5% after).
But you also get a nice little bonus: earn 30,000 ThankYou® Points after spending $1,000 in the first three months of account opening. That’s $300 in value, basically for buying the stuff you were already planning to buy.
And the rewards stack up:
- 3x points in your Self-Select Category
- 5x on hotels, car rentals and attractions through Citi Travel
- 3x at supermarkets, select transit and gas/EV charging
- 2x at restaurants
- 1x on everything else
- No annual fee
If you’re ready to stop letting interest win, check out the Citi Strata® Card and start making real progress.
Get Up to 3.90% APY With This High-Yield Cash Account
It’s hard not to cringe when you see a bank statement full of fees. With Wealthfront, you can forget those annoying bank fees and earn a whopping 3.25% APY through partner banks on your cash — nearly 8x the national average savings rate.
Enjoy unlimited transfers, same-day withdrawals, zero account fees, and no minimum balance requirements to earn 3.25% APY1. Right now, Wealthfront is giving your savings a little boost with an extra 0.65% APY for three months on up to $150,000. That brings your total to 3.90% variable APY when you open your first Cash Account as a Wealthfront client.
And, you can get started with Wealthfront with only a $1 (terms and conditions apply).
Join Wealthfront today and make your money work for you— not your bank.
Your Bill’s Too High — Cut Up to $610
You’re probably paying more than you should for car insurance. And clicking from site to site hunting for a better rate? Hard pass.
Try Provide and request your options side by side in minutes. Answer a few quick questions about you and your driving record, and Provide surfaces better-fit rates so you can switch with confidence.
You could save up to $610 a year. Request your rate with Provide and keep more of your money.
Turn Your Home’s Value Into Extra Cash
Groceries keep getting pricier, bills never seem to stop climbing, and the house always needs something. If your paycheck isn’t cutting it, a home equity loan could help.
With LendingTree, you can compare personalized offers from multiple lenders in just minutes. And you’ll see your options side by side to find the best fit for your budget. You might even find you can pull more than $100,000 on average* from your home’s equity.
LendingTree can’t guarantee approvals, but they make it easy to shop competitive offers all in one place.
Put your home’s equity to work. See how much you could unlock with LendingTree today.
*Terms and conditions apply. Rates and loan amounts may vary and are subject to change. NMLS# 1136.
Get Up to $150 in Minutes
Payday is a few days away and a bill just popped up? Been there. You don’t have to white-knuckle it.
EarnIn lets you tap up to $150 today from pay you already earned, with a max of $1,000 each pay period. Millions have used it to access $15B+ when life gets messy.
Getting started is simple: enter your name, email, and phone, connect your paycheck, then choose what you need. Download EarnIn and take care of it today.
Earn $100 Without Leaving Your Couch
Bored? Broke? Scrolling again? Might as well get paid for it.
A free site called Branded Offers pays you real money and gift cards just for trying new apps and games. No fees, no nonsense, just simple ways to earn real rewards.
You’ll find 200+ offers to choose from, from fun mobile games to apps you’ll actually use. Knock out simple tasks like downloading the app or hitting a new level, and you’ll stack up points that turn into cash.
Some offers pay up to $100, so it’s one of the easiest ways to earn extra cash without lifting more than a finger (or thumb).
Turn your next download into a payday. Sign up for Branded Offers and start cashing in today.
Slash Your Debt with This Balance Transfer Credit Card — Enjoy No Interest Until 2027
Credit card debt can feel like quicksand. The harder you try to get out, the deeper you sink, thanks to high interest rates. But there’s a way to finally make progress.
Moving your balance to one of Motley Fool Money’s top-rated balance transfer cards could give you a clean slate: 0% intro APR for nearly two years. That means you can focus on paying down what you owe without more interest piling on, and possibly save thousands along the way.
They’ve done the legwork to find the card that actually helps you cut costs, so you know exactly what you’re getting. No gimmicks, just a smarter way to get ahead.If you’re ready to kick high interest to the curb, check out Motley Fool Money’s top pick and start working toward a debt-free 2027.
Get Up to 35k From This Company
Need a little extra cash? We get it. Home repairs, credit card debt, medical bills — life expenses can really sneak up on you.
But we found a company that can help.
My Lending Wallet offers personal loans from $500 to $35,000, with no minimum credit requirement. You read that right… you don’t need perfect credit to get a loan. But you will be given an APR rate ranging from 5.99% to 35.99% based on your credit history.
While the company will work with any qualifying borrower, its policy of keeping APRs under 36% can help consumers with lower credit scores.
You can choose a repayment period between 61 days and 72 months — whatever works for you. Then, just wait for your confirmation email. Keep in mind that some loan requests require a final confirmation by phone before you’re funded.
My Lending Wallet won’t make you wait in line at the bank, either. If you’re worried you won’t qualify, relax—it’s free to check online and only takes five minutes. You could be on your way to financial relief in no time.
Get Rid of 25k or More in Debt With This Option
Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless.
So, what if you could just… get rid of credit card debt that’s weighing you down?
A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.
It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances.
Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.
Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.
It’s free to see just how much of your debt you can get rid of.
Your Income Could Unlock The Consolidation Loan Other Lenders Won’t Approve
If you make good money and pay your bills on time, getting denied for a loan feels especially frustrating. You’re trying to get ahead, not fall further behind, but traditional lenders love to fixate on credit scores and ignore the full picture.
That’s where Pennie’s network of lenders works differently. If you earn at least $5,000 a month and have a 580+ credit score, they actually factor in your income, not just your past. That means you may finally have a shot at the consolidation loan other lenders kept saying no to.
If you’re carrying $20,000 or more in high-interest credit card debt, this could be a game changer. Rates start at 5.99% APR and qualified borrowers can access up to $250,000, one of the largest amounts available anywhere. Checking your options takes just a few minutes and won’t ding your credit. And your information stays private. If you’ve been denied before, it’s worth a second look.
See what you qualify for and you could get funds as soon as tomorrow.
This App Gives You a Free Stock to Start Investing
Think investing sounds complicated? You’re definitely not alone. But with Robinhood, getting started is actually super simple. Just sign-up online, fund your account, and you’ll get a free stock worth anywhere from $5 to $200. No pressure.
Robinhood may have started for beginners, but it’s grown up fast. Now it’s got the tools, insights, and options serious traders are looking for. Whether you’re experimenting with new strategies or just want a no-fuss way to keep tabs on your portfolio, Robinhood’s app and desktop platform are built to keep up.
Snag your free stock and start investing in your future with Robinhood.
Let This Free Financial Plan Save You Up to $3,500/Year
You feel like you’ve always been on top of your investments, and you’re proud of how far you’ve come. But you may still be wondering if you’re actually doing enough to fully secure that rich retirement you know you deserve.
That’s why having a financial plan in place is one of the smartest decisions you could make.
With The Penny Hoarder, you can get a customized financial plan for free. Anyone is eligible for a free financial plan, but if you have more than $50,000 in investments (or $200,000 if you are retired), you could qualify to connect with a personal financial advisor for an in-depth review of your finances and to confidently plan your next money moves.
All you have to do is answer a few questions, and you’ll get your free, custom financial plan.
The best part? This could save you up to $3,500 per year. And it’s completely free — and totally anonymous. You won’t be bombarded with ads or sales pitches.
There’s literally no catch. Just sound financial advice customized for you. Get your free financial plan here.
Turn Your Prime Membership Into $250 + 5% Cash Back
Groceries, gas, takeout, toilet paper, plane tickets, it all adds up. So why not earn something back every time you swipe?
If you’re a Prime member, Prime Visa turns your everyday spending into nonstop rewards.
Earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on travel booked through Chase Travel℠. That’s stuff you’re probably already buying. You’ll also get 2% back at restaurants, gas stations, and on transit (yes, rideshares too), plus 1% back on everything else.
There’s no annual fee, and you’ll land a $250 Amazon Gift Card just for getting approved. No spending requirements. No waiting. Just an instant perk for being a smart shopper.Turn your everyday spending into everyday rewards.
Learn more about the Prime Visa today.
Cancel Your Car Insurance
You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix.
This new tool from The Penny Hoarder gathers all your best options together in one place, so you don’t have to waste time browsing endless insurance sites for a better deal. On average, drivers who shop around tend to save $859 per year or more.
Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you.
It only takes a few minutes to compare your options and see how much you could be saving.
Start Building Wealth Today and Get a $50 Bonus
Most people invest in their retirement — everyone knows it’s how you set yourself up to be in a better position for a wealthy and worry-free future. But are you still just relying on your 401(k) match through your employer to invest?
Why?
It’s fast, cost-efficient, and easy to do waaaay more than that these days.
Wealthfront offers an automated investment account designed to help you manage risk and maximize potential returns without spending an arm and a leg. You can target categories like clean energy, tech, or crypto, and Wealthfront will handle the trades and rebalance your portfolio for you. Right now, they’re offering a $50 bonus when you open and fund your first taxable Automated Investing Account.
You can also tailor your portfolio around your preferred values and goals.
It’s really that simple. It’s also cost-effective — you won’t be charged any fees per trade. You’ll
only pay a low annual advisory fee of 0.25% to get the benefits of always-on automation, expert-curated portfolios, and Tax-Loss Harvesting.
To get your $50 bonus, all you have to do is open and fund your first taxable Automated Investing Account with Wealthfront and get a free $50 bonus with a $500 deposit (Additional offer terms and conditions apply).
Are you ready to finally start building some wealth? Join Wealthfront today and make your money work for you.
Earn Up to $3k a Month From Home as a Proofreader
Psst… Are you good at spotting typos? Maybe a little too good? Well guess what, you can totally get paid for that superpower. We found a way you can seriously boost your income through proofreading. Yes, you read that right.
Proofread Anywhere’s General Proofreading course can help you hone your proofreading skills and transform them into your own small business. And it really works! Students can earn between $500 to $3k a month on their own terms. With over 24,000 students and 7+ years of results, it’s the first and most trusted program of its kind.
Make money proofreading with Proofread Anywhere. Join the 24,000+ students who’ve changed their lives with Proofread Anywhere.
Let This Site Find You Up to $50,000
Could you use a few extra thousand dollars — like, right now? Maybe you’re trying to pay off some debt, cover an unexpected bill, or finally splurge on something you’ve been putting off. Either way, you probably don’t have time to deal with loan headaches or a pile of paperwork.
That’s where LendingTree comes in. It makes it super easy to compare real loan offers from different lenders in one spot, so you don’t have to go hunting all over the internet.
They’re not a direct lender, but they partner with trusted financial institutions to help you find some of the best deals out there. You could qualify for up to $50,000, with APRs starting around 7.39%, though what you get depends on your credit profile.
A lot of people end up saving big just by checking their options first instead of jumping on the first offer they see.If you’re ready to see what kind of loan you could get, check your options through LendingTree today.
Terms and conditions apply. NMLS# 1136
Earn Up to 4.15% APY While You Sleep
Big banks love giving you 0.01% interest and calling it a day. But your money can do way better. With Alliant Credit Union’s certificates, you can lock in up to 4.15% APY1 and actually watch your savings grow.
It only takes $1,000 to get started, and you choose the term, anywhere from 3 months to 5 years. Got more saved up? Deposits of $75,000+ qualify for jumbo rates like 4.15% APY on a 6-month certificate.
Your money stays safe (insured up to $250,000 by the NCUA), dividends compound monthly, and there are zero monthly fees dragging you down.
If your cash is stuck in a low-interest account, it’s basically napping. Open an Alliant certificate today and let it start working for you.
Deliver with Uber Eats and Earn on Your Schedule
Getting paid to drive is the perfect sidekick to your main hustle, whether it’s a full-time job, seasonal work, or other gig opportunities. If you’re already zipping around town with other delivery services, why not amp up your earnings with Uber Eats?
People from all walks of life—every background and industry imaginable—are choosing to deliver with Uber Eats. You can set your own hours, making the app work for you rather than the other way around. Your car, your schedule.
With Uber Eats, you’ll never have to wait for payday again. Just tap a button, and you get paid. Your earnings land in your bank account weekly, and if you’re in a pinch, Instant Pay lets you cash out up to five times a day.
What are you waiting for? Click here to start delivering with Uber Eats!
You Could Leave Your Family $1M Richer
You know that one adult thing you’ve been putting off? Yeah… life insurance. It sounds complicated or expensive, but it doesn’t have to be.
Ethos makes it ridiculously easy to get covered online in just minutes. No medical exams, no blood draws, no waiting rooms. Just answer a few simple health questions and get a quote. Some people lock in up to $1 million in coverage starting at $37/month.
You don’t have to be rich to protect your family, just proactive.
Get your quote instantly with Ethos. No exams. No pressure.
Get up to $100,000 From This Company
Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.
But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow.
Here’s how it works: MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.99% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.
You can use this new loan to pay off all your existing credit card debt, leaving you with one (cheaper) monthly payment that will help you get out of debt faster. If you have a credit score of at least 620, you could get up to $100,000 with no collateral. Terms go up to 240 months.
Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.
*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.
Earn $200 Back While You Grocery Shop, Gas Up and Stream Shows
Not to be dramatic, but if you’re not using a cash back credit card, you might be missing out on free money. And not in a “win the lottery” way, we’re talking real, everyday rewards for the stuff you already buy.
CardCritics just put together a list of solid cash back cards. You’re already buying groceries and paying for gas and streaming stuff anyway… might as well get rewarded for it, right?
Here’s what a lot of the top picks come with:
- Cash back on things like groceries, gas, dining, and even streaming
- Welcome bonuses (earn extra money just for using your card like normal? Yes please)
- No annual fees on plenty of them
- Easy ways to redeem rewards — think credits, cash, or even travel
So if you’re ready to stop letting your credit card do nothing for you, check out CardCritics’ featured picks. You might as well get rewarded for being a responsible adult.
Cut Your Car Payment by $100 or More With This Free Tool
If your car payment feels way too high these days, you’re definitely not alone. The good news? You might be able to fix that without trading in your car or making a huge financial move.
There’s a company called Gravity Lending that helps people refinance their auto loans, and a lot of folks are saving big. We’re talking an average of $105 a month, with some locking in rates as low as 4.99%. You could even skip up to 90 days of payments to start, which is a nice little bit of breathing room if money’s tight.
Here’s how it works. You fill out a quick online form to check your rate. It’s free and there’s zero obligation. Then, Gravity Lending matches you with offers from their network of trusted lenders, mostly credit unions that usually have better rates than big banks.
After that, a loan specialist gives you a call to walk you through your options. No call centers, no pressure. Just someone helping you figure out what makes the most sense. Their whole goal is simple: to find the best rate, lowest payment, and best match for you.
See if You Qualify for Up to $750 Before Payday
Wouldn’t it be nice to have a little extra breathing room between paychecks? With the cost of everything constantly on the rise, we could all use a break, right?
With a Current Paycheck Advance*, you can get up to $750 before payday after you qualify.
Here’s how it works: After you create an account and set up an Eligible Payroll Deposit, your eligibility will be evaluated based on your account activity, among other factors. You can check if you’re currently eligible for an advance in the Current app by going to the “Services” tab and selecting “Paycheck Advance.”
If you qualify, you can access up to the qualified amount of your incoming paycheck before payday—either instantly for a fee** or in up to 3 business days for no fee. Just tap into the app to request your advance. No credit checks, no lines of credit, no credit reporting, and no hassle.
Stop waiting on payday. Set up an Eligible Payroll Deposit with Current to see if you qualify for Paycheck Advance and get cash when you need it most.
This Company Could Help You Escape Debt
If your debt’s been hanging around like that one friend who never pays for dinner, it might be time to show it to the door.
TurboDebt® connects you with real people who know how to talk to creditors and actually get them to lower what you owe. You’ll make one affordable monthly program payment while they work on negotiating down your balances, often for much less than the total.
It’s not some sketchy quick fix or a new loan, just a smarter way to get out of debt faster. TurboDebt has already helped thousands of people simplify their payments, stress less, and start moving toward financial freedom.
They’ve got more than 20,000 five-star reviews and experts available 24/7, so you’re never left guessing what comes next.
If you’re ready to stop letting your debt call the shots, check out TurboDebt® and see how much you could save.
Lock In Life Insurance From $8/Month
You know that one adult thing that’s been sitting on your to-do list forever? Yeah, life insurance. It sounds complicated and expensive, which is probably why it keeps getting bumped down the list. But it doesn’t have to be a whole thing.
Legal & General America makes getting covered quick, affordable, and 100% online. Just answer a few simple questions and get your quote back right away. No sales pitch, no doctor visits, just quick and painless. You can pick terms from 10 to 40 years, and lock in a monthly rate that won’t go up. Some policies even start at just $8 a month. That could help cover the big stuff like rent, mortgage payments, childcare, or day-to-day bills if something ever happens to you.
Life is already expensive. Protecting your family doesn’t have to be.
Get your free quote from Legal & General America today and see how easy it is to get covered.
Enter to Win $1,000 to Kickstart Your Savings
If your savings account balance makes you wince, you’re not alone. Between rising prices, layoffs, and the growing cost of everyday life, saving money can feel out of reach. But we’re not here to make you feel bad about your bank balance; we’re here to help.
That’s why we’re launching Project Piggy Bank, a savings initiative from The Penny Hoarder designed to help everyday Americans build stronger financial habits and give one lucky saver a $1,000 head start.
According to our new State of Savings Report, fewer than half of working Americans have $1,000 set aside for an emergency, and 37% don’t have an emergency fund at all. Project Piggy Bank aims to change that by helping more people grow their savings one small step (and smart move) at a time.
Don’t wait — enter today for your shot at $1,000 and a fresh start for your savings.
Turn $5 Into $25 With This Simple Investing Hack
Investing can feel confusing or expensive or like something future-you will sort out, but Stash makes it way less intimidating. It’s built for regular people who want to grow their wealth without becoming finance geniuses overnight.
You get an expert-managed Smart Portfolio that invests for you and easy tools to keep things rolling. Auto-Stash sets aside $1 a day, and Stash Money Coach explains fun trends like AI-focused funds (and yes, even Swift Mania).
And right now The Penny Hoarder community gets a perk worth grabbing. Invest $5 and get $25 for your Smart Portfolio, plus a 3-month trial of Stash+. That unlocks retirement accounts and a 3% IRA Match1 on eligible contributions, which is a pretty sweet boost.
Make your first $5 investment, unlock your $25 bonus, and kick-start your financial future today.
Save Up To $57 Per Month by Comparing Your Options for Internet Plans
Paying too much for internet? You’re not alone—most Americans see it as essential as water or electricity, yet many don’t realize they have options.
That’s where HighSpeedInternet.com comes in. This free tool lets you quickly compare providers in your area by simply entering your ZIP code.
Whether you’re looking for fiber, cable, DSL, or satellite, you can find the best deal in minutes.With the average internet bill at $77 per month—but plans starting as low as $20—you could save up to $57 a month just by comparing providers and switching. See if you’re overpaying and start saving today!
Stop Overpaying for Your Car Insurance
It’s true what they say. You can’t just trust your car insurance provider to do the right thing and keep your prices competitive. You have to see what’s out there.
Now you can use NerdWallet to see several of your top options all at once — and let car insurance companies pitch you a good price.
Did you move? Get a new car? Get a little older? You could save money by using NerdWallet to compare car insurance rates from insurers across the country.*
Just take a few minutes to answer some questions about your automobile and driving record to see why it’s probably way past time you canceled your current car insurance.
Get Paid to Deliver Chick-fil-A
Cities are full of two things: amazing food and hungry people who don’t want to leave the couch. That’s where you can jump in and turn their cravings into extra cash.
As a DoorDash driver (aka “Dasher”), you set your own schedule and work as much or as little as you like. Every delivery pays a base fee plus all of your tips, so the more meals you bring, the more cash you pocket. Whether you dash a few evenings a week or make it a regular gig, it’s a simple way to turn food runs into real money.
Getting started is easy. You just need an insured car or bike, a smartphone, and to be at least 18 with a valid driver’s license.
Sign up to start delivering and pocketing cash today.
Start a Used Books Business
There are a number of ways to sell used books online, and yes, you can do this at home. Start by selling the books you aren’t going to read from around the house. To make more money, learn how to do used textbook arbitrage (locate sellers with low prices and top-dollar buyers).
Get Paid to Drop a Few Pounds
Bottom line: HealthyWage will literally pay you for losing weight.
Not only are you getting more healthy, you’re also making some money. How’s that for motivation?
Here’s how it works:
- Read more about HealthyWage, and sign up.
- Define a goal weight and the amount of time you’ll give yourself to achieve it.
- Place a bet on yourself ranging from $20 to $500 a month.
Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!
Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.
Answer the Phone
Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps instead of running call centers.
These jobs can be full—or part-time and offer a variety of schedules, including daytime, evening, and weekend shifts. Pay varies depending on the position and location.
Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology.
You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call.
You Don’t Have to Have an MBA to Start a Business
If you dream of starting a business, don’t let the fact that you don’t have a business degree from an Ivy League school hold you back. (Yeah, imposter syndrome is the worst.) We’ve talked to plenty of women who’ve successfully started businesses on their own.
Here’s a story that really resonates with our frugal hearts: The Budget Mom.
After graduating college, Kumiko Love had $100,000 worth of debt — student loans, credit cards and medical bills. All that good stuff. Still, she had trouble sticking to a budget. So she gave up.
Then she started studying the psychology behind money and that gave her a renewed hope: She started viewing her situation through a positive lens. She combined several budgeting tactics and started logging her process through her blog, The Budget Mom.
And guess what? Love is now debt free and she recently quit her full-time job to focus on her seven-figure business, The Budget Mom.
Get Crafty (But Not Too Crafty, If You Don’t Want)
If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally.
Those are a lot of potential customers.
If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns.
Fast Track Your Earnings with Insider Alerts from The Penny Hoarder
If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The All One’s text messages is a smart move.
Like, a really smart move. 
We’ll dish out the latest on unique side gigs, top saving tips, and all good things money. Texts will go straight to your phone, so you’re always the first to know of opportunities to make, save, and manage your money.
Sign up for The All one’s texts today and start making smarter money moves right from your phone.
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